WBA is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the WBA site and governs data collection and usage. By using the WBA site, you consent to the data practices described in this statement.

Collection of your Personal Information

WBA collects personally identifiable information, such as your email address, name, home or work address or telephone number. WBA also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by WBA. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by WBA for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the WBA site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through WBA public message boards, this information may be collected and used by others. Note: WBA does not read any of your private online communications.

WBA encourages you to review the privacy statements of Web sites you choose to link to from WBA so that you can understand how those Web sites collect, use and share your information. WBA is not responsible for the privacy statements or other content on Web sites outside of the WBA and WBA family of Web sites.

Use of your Personal Information

WBA collects and uses your personal information to operate the WBA Web site and deliver the services you have requested. WBA also uses your personally identifiable information to inform you of other products or services available from WBA and its affiliates. WBA may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

WBA does not sell, rent or lease its customer lists to third parties. WBA may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, WBA may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to WBA, and they are required to maintain the confidentiality of your information.

WBA does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

WBA keeps track of the Web sites and pages our customers visit within WBA, in order to determine what WBA services are the most popular. This data is used to deliver customized content and advertising within WBA to customers whose behavior indicates that they are interested in a particular subject area.

WBA Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on WBA or the site; (b) protect and defend the rights or property of WBA; and, (c) act under exigent circumstances to protect the personal safety of users of WBA, or the public.

Managing Cookies

The WBA Web site uses "cookies" to help you personalize your online experience. A cookie is a small text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. One objective of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize MX R2Go pages, or register with MX R2Go sites or services, a cookie helps MX R2Go recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same MX R2Go Web site, the information you previously provided can be retrieved, so you can easily use the MX R2Go features that you customized.

Some cookies are essential for certain features of our websites to work, for example when you log in to provide you with the opportunity to view restricted content and/or update personal records. Without these cookies some services cannot be provided. These cookies are deleted as soon as you log out, or after a standard timeout.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the WBA services or Web sites you visit.

To find out more about cookies, visit www.aboutcookies.org.

Security of your Personal Information

WBA secures your personal information from unauthorized access, use or disclosure. WBA secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

WBA will occasionally update this Statement of Privacy to reflect company and customer feedback. WBA encourages you to periodically review this Statement to be informed of how WBA is protecting your information.

Contact Information

WBA welcomes your comments regarding this Statement of Privacy. If you believe that WBA has not adhered to this Statement, please contact WBA at communications@westernbankers.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.